Updated:7-14-10

QUALIFICATIONS OF APPRAISER

MATTHEW T. PAYNE

APPRAISAL EDUCATION:

Sixteen Hours of Appraisal Writing Course – March of 2008 by The Columbia Institute.

Eight hours of USPAP Update – January of 2008 by The Columbia Institute.

Eight hours of USPAP Update – June of 2006 by The Columbia Institute.

Thirty Two hours of Real Estate Appraisal Applications - January of 2006 by Lowman & Company.

Thirty Two hours of Principles of Capitalization- January of 2006 by Lowman & Company.

Thirty Two hours of Real Estate Appraisal Methods- October of 2005 by Lowman & Company

Fifteen hours of An Overview of the Appraisal Industry- January of 2002 by Bobbitt and Company.

Fifteen hours of Data Analysis - February 2002 by Bobbitt and Company.

Fifteen hours of Sales Comparison Approach and Final Estimate of Value - February 2002 by Bobbitt and Company

Fifteen hours of Cost and Income Approaches to Value - February 2002 by Bobbitt and Company.

Fifteen hours The National Uniform Standards of Professional Appraisal Practice Course - February 2002 by Bobbitt and Company.

Fifteen hours of Using the Uniform Residential Appraisal Report Form - March 2002 by Bobbitt And Company.

Successfully passed the State Licensed Real Estate Appraisers examination in the State of Missouri .

PRACTICAL EXPERIENCE:

Interning under Rich Vander Werff, MSA, CAI, Certified General Real Property Appraiser, and John Wedebrand, Certified General Real Property Appraiser  2005-present

Completed over 1,500 hours of commercial experience, and attended 90 hours of required appraisal education for certification to become a Certified General Real Property Appraiser.

Completed over 2,500 hours of residential experience, and attended 90 hours of required appraisal education for certification to become a Certified Residential Real Estate Appraiser.

Inspect and complete approximately 500 single family residential appraisals and multi-family properties on a yearly basis with Midwest Appraisal and Associates.

Internship under Steven R Kennicutt, Certified General Real Property Appraiser,  Appraiser Midwest Appraisal and Associates,  Inc. from June 2003 to May 2005.

Appraisal Preparation Specialist, Midwest Appraisal and Associates, Inc.,  Council Bluffs , IA

     Typed over 500 residential reports.  Expertise on Fannie Mae Form 1004 and 2055.

  REPRESENTATIVE INSTITUTIONS SERVED AS AN APPRAISER

Commercial Reports

NorthStar Bank, Estherville , IA

Sanborn Savings Bank, Sanborn , IA

Premier Bank, Rock Valley , IA

Iowa State Bank, Sheldon, Orange City , Hull

People’s Bank & Trust, Rock Valley and Sioux Center, IA Northwest Federal Savings, Spencer , IA

Liberty National Bank, Garner, IA

First State Bank, Worthington , MN

American State Bank, Granville , IA

American State Bank, Sioux Center , IA

Bank Midwest , Okoboji , IA

Citizens 1^st National, Storm Lake , IA Clear Lake Bank & Trust, Clear Lake , IA

Community State Bank, Spencer , IA  

Residential Reports

Cendant Mortgage Services

US Bank

First Preston

Summit Mortgage,  Lee's Summit , MO

Signature Mortgage, Kansas City , MO

Solid Ground Mortgage, Olathe , KS

Fortress Financial, LLC , Overland Park , KS

America 's Moneyline, Inc

Centex Home Equity

Equity One, Omaha , NE

Citicorp trust Bank

Chase Manhattan Mortage

First Franklin Financial Corp, Leawood , KS

Harbeck Mortgage, Overland Park , KS

Mortgage Solutions, Olathe , KS

New Century Mortgage, Kansas City , MO